America's Source For Refinance Loans

 

Good Credit or Credit Problems

      
Refinance:
Refinance Your Existing Home and take advantage of:
  • Lower interest rates resulting in lower monthly payments.
  • Consolidate high interest rate, 2nd liens, home improvement and/or swimming pool loans or credit card balances into one lower interest rate mortgage and better terms.
Contract for Deed/Owner Financed/Lease Purchase
     properties can be refinanced and you receive these benefits:
  • Deed and Note in your name, not the Sellers.
    Reduces your risk of losing property and accrued equity.

    Reduces your interest rate and monthly payment in many cases.

    Current appraised value - not purchase price is used to 
    calculate LTV ratios.
Cash-Out Re-Finance: 
 Homestead law's have changed and now allow homeowners  to take advantage of their home equity by refinancing your existing  home to put their  cash equity to use. You can take this equity and spend it on whatever you choose:   children's education; pay  off debts; your dream vacation; boat or a new car.   Most states now allow loans up to 125% of your homes appraised value.
There may be substantial income tax advantages.      Please get professional tax advice.